The value of RV insurance products varies depending upon their usage in different seasons. It’s crucial to fully understand how you plan to use your RV and select the relevant coverage that suitably protects your vehicle.
Collision Insurance
Collision insurance protects your vehicle from any damage incurred while driving or parked. In winter, harsh weather conditions raise the probability of accidents, making it even more important to have sufficient coverage. This will prevent any financial losses arising as a direct consequence of an accident.
Liability Protection
Liability protection covers damages that are your responsibility. This could occur if your RV damages another vehicle or someone’s property. Enhancing your liability protection will shield you against unforeseen expenses. You should consider increasing your liability protection if you plan to use your RV more frequently this winter.
Personal Belonging Protection
Theft and vandalism can happen when your RV is parked at a campsite or similar location. Personal belonging protection provides coverage for your vehicle and all items stored inside. This type of protection applies both when you are inside the RV and when it’s left unattended. When establishing coverage, it’s important first to assess the value of your RV and the items stored within.
Insurance Agent Support and Consultation
We recommend consulting with one of our Maschoff Insurance agents regarding the best insurance options for your RV. We have representatives serving Ankeny, IA, and surrounding areas who are eager to discuss the various RV coverage options with you. Once you’ve selected it, your agent will assist you in preparing your new insurance documents.
