If you’re in the market for car insurance, one of the first decisions you’ll need to make is whether to get your policy from an independent or captive agent. At Maschoff Insurance, serving Ankeny, IA, we’re an independent agency that helps our customers shop around to find the best policy.
What Is An Independent Insurance Agent?
An independent insurance agent does not work for one specific insurance carrier. Instead, they work with multiple carriers to help their customers find a policy. This differs from a captive insurance agent, who works for one carrier only. When customers approach them for insurance, captive agents often have far fewer insurance products to offer because they only work with one carrier.
What Are the Benefits of Working With An Independent Insurance Agent?
There are many benefits of working with an independent insurance agent. These include:
- Independent insurance agents can shop around for the right price and the right policy.
- Independent insurance agents can often provide more options for customers with very specific needs.
- Independent insurance agents are able to stay with you if you switch insurance carriers as long as you choose insurance from a carrier they work with.
How Can I Get Started With Car Insurance?
If you need car insurance, work with an independent agent to find the right policy. At Maschoff Insurance, serving Ankeny, IA, we help our customers find the best policy for them. We work with several insurance carriers and can provide you with choices whether you’re looking for full coverage, liability-only, comprehensive coverage, or something else. Call today to make an appointment and learn more about our car insurance options.