Motorcycle insurance is essential for bikers in Ankeny, IA. At Maschoff Insurance, we’re here to insure your bike. There are plenty of great motorcycle insurance features that area consumers should be aware of.
The following are four motorcycle insurance features to be aware of.
Liability coverage for property damage
Liability coverage for property damage is one of the most important components of a motorcycle insurance policy. You need to have property damage covered by your policy so that you don’t have to pay out of pocket if you damage the property of another party in a motorcycle accident.
Coverage for guest passengers
You need to invest in guest passenger coverage if you frequently have a passenger on your bike. It’s important to make sure that your policy includes this type of coverage since a standard motorcycle insurance policy won’t always include guest-passenger coverage.
Coverage for custom parts
Investing in custom parts can significantly increase the value of your bike. You need to make sure that your motorcycle insurance coverage reflects the value of custom parts that your bike includes. Many motorcycle insurance providers offer coverage for custom parts so that the full value of a policyholder’s bike is covered.
Diminishing deductibles
A diminishing deductible is a great feature that allows policyholders to enjoy a lower deductible if they haven’t filed a claim for a certain period of time. You should definitely look out for this feature and take advantage of it if you don’t need to file a claim for a long time.
Reach Out To Us
At Maschoff Insurance, we’re here to come to your assistance when you need motorcycle insurance in Ankeny, IA. Call us today to get a quote on a policy.
